Credit Cards, by Card Type
Credit Cards by Credit Type
Credit Cards, by Issuer
Loans and Financing
UK Loan Products
Loans, much like any other financial product, come in all flavours, and the right loan for one person may well not be the right loan for another. It's also important to consider whether a loan is even the right product for you; for some people, according to their circumstances, it may be cheaper - or better for some other reason - to use a credit card or bank overdraft to fund their purchase. Additionally, some loan companies may not accept your application if you have County Court Judgements (CCJ's), if you have a history of bad credit, or if you are not in full-time employment, so it's also important to ensure that you will meet the eligibility criteria before spending time on an application. Nonetheless, some of the companies we list below will accept your loan application regardless of almost anything, including CCJ's.
The AA could well be the first place you think of when shopping for breakdown cover or car insurance, yet the AA
also provides a number of other useful services, including personal loans. AA Loans offers loans from £1,000 all the way up to £25,000 and if you are an AA member then so much the better, since you will qualify for a very competitive rate on loans above £7,000. However, anyone can apply for an AA loan using the secure online application at the AA
website. You'll receive a decision in just a few minutes.
One of the most frustrating obstacles some people find, when attempting to resolve a financial difficulty, is that, no matter where they turn, credit is denied. Over and over again, the familiar response is that their credit rating is not high enough, or they have County Court Judgements (CCJ's), or they have too many existing debts - or something similar. Logbook Loans
ignores all of these criteria, and offers loans to anyone with a vehicle less than ten years old, against which a loan can be secured.
Many people see credit cards as the best way to obtain credit, yet it's usually the most expensive method. Personal loans, on the other hand, almost always offer a much better deal, generally providing a fixed interest rate for the length of the loan, and almost always at a much lower interest rate than a credit card. Sure, for instant satisfaction your credit card might work, but with loans available from £7,500 to £25,000 Nationwide
personal loans are guaranteed to offer better deal.
Provident Personal Credit
provides small loans of between £50 and £500 and, in a nutshell, pretty much anyone may apply for a Provident
loan, regardless of credit history, or if you have been turned down for credit before. Provident
frequently offer loans to people with a poor credit history, even a CCJ (County Court Judgement), and loans are more generally provided upon your ability to demonstrate that you're able to repay, rather than your credit history. So, if you have good credit history then so much the better, but if you don't then it's no problem, and you shouldn't be concerned about applying.
If you have ever tried looking for a loan, then it doesn't take long to discover that there are usually more than a handful of companies willing to lend you money. However, as you've hopefully discovered before signing up with them, many loan companies end up creating even bigger problems for you down the road, with sky-high interest rates, and all of the accompanying hassles if you happen to be a day or two late with your payment. However, Wonga
is not your typical loan company, and if you want a quick loan, with minimum hassle, then you may well decide that Wonga
is the company for you.
is amongst the largest UK credit brokers, and specialises in providing any-purpose loans for both homeowners and tenants alike, and to those customers previously refused by other credit companies and lenders. Regardless of bad credit history or low credit score, Yes Loans
offers a useful financial lifeline for many folks. Even customers previously turned down for credit because of County Court Judgements or mortgage arrears should feel comfortable applying at Yes Loans
, where such issues need not necessarily present a problem.
Top of Page