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Privacy Policy


Last Updated: May 2009

CreditShop.at respects your privacy and your preferences regarding the online collection and use of your personal information. This Privacy Policy explains what type of information is collected and tracked through the CreditShop.at web site ("Site"), how the information is used, with whom the information is shared, and your options regarding the collection and use of such information.

With Whom CreditShop.at Shares The Personal Information It Collects:
CreditShop.at does not share any of the information it collects with any third-party, except in the case that we're requested to do so my law. While we have no intention of ever changing this policy, in the event that we would wish to share such information, we we will post a prominent notice on our Site or notify you via e-mail, and provide you with an opt-out facility. Please contact us, using our Web-mail form if you believe you have mistakenly received information after electing not to receive such information.

Why CreditShop.at Collects Personal Information:
CreditShop.at may request your personal information to enhance your use of the Site, to identify, advise you of and provide access to products and services that may interest you, and to respond to requests for technical or customer support or other inquiries. Other than such requests, users can generally visit the Site without identifying themselves or revealing any personal information. To help us better understand our users, we may also use tracking mechanisms (such as cookies or embedded URLs) to track visits. In a more general sense, in common with almost all websites, for the purpose of analysing general "web traffic" trends, or for identifying problems, our server logs will record information such as IP address, browser type and operating system - but these mechanisms do not independently collect your personal information.

Tracking (Cookies And Embedded URLs):
In order to create and deliver more useful content, to improve the quality and overall user experience of the Site, we may sometimes use tracking information (collected through cookies or embedded URLs) to identify the most-visited areas of our Site, or to identify general customer trends.

Cookies:
A "cookie" is a very small text file placed on your hard drive to allow user-side customization of Web information. For example, cookies are used to personalize Web search engines, to allow users to participate in contests, and to store shopping lists of items a user has selected while browsing through a virtual shopping mall, etc. When you return to the Site, "cookies" simply help us to retrieve any personal information or preferences you provided to allow a smoother login process and efficient use of the Site. Most browsers are initially set to accept "cookies," but you can set your browser to alert you every time a "cookie" is offered, letting you decide whether or not to accept it. For more information on "cookies," visit www.cookiecentral.com. Some cookies used by CreditShop.at may remain on the user's computer after they leave the Site.

Embedded URLs:
In an effort to enhance your experience of our Site, we may use a tracking tool utilizing embedded URLs (to allow use of the Site without cookies). Embedded URLs are seen as plain-text or encoded extensions to the URL that appear in the browser address or location toolbar. They allow limited information to follow the user as it navigates the Site but do not identify or collect personal information and are limited to the current session. We may also use unique identifiers within URLs so as to accurately assign Rewards Points from visitor referrals, but no personal information is contained therein.

Collection And Use Of Personal Information:
CreditShop.at, on occasion, may ask you to provide certain personal information about yourself such as name, address, e-mail address, phone number and other personally identifying information. This information may be requested for a variety of reasons and the use of some of the features on our Site may be conditional upon providing such information. However, any personal information you provide to us, we will take reasonable precautions to ensure the security of your information.

How To Update Your Personal Information:
If you need to correct or update your personal information registered with CreditShop.at, you may return to your registration profile, within the Administration area. Changes made to your profile are immediate.

Link To Other Sites:
Please note that while CreditShop.at provides links to other websites that may be of interest to you, these links are provided as a convenience to you. CreditShop.at does not control, and will not be responsible for the content or privacy practices of such third party websites, whose practises may well be different from our own. If in doubt about providing your personal information to any website, then be sure to check their privacy policy first and/or contact them for further information.

Changes To This Privacy Policy:
CreditShop.at may update this Privacy Policy from time to time and we encourage you to review it regularly. Changes may include descriptions of how new site-features affect use of your information or notification of new control and preference features. If CreditShop.at implements any changes that may result in use of your personal information in a manner that is materially different from that stated at the time of collection, we will post a prominent notice on our Site or notify you via e-mail (ie. if we have your e-mail address), and will provide users with the opportunity to opt out of any materially new or different uses.



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