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NatWest Black Credit Card

NatWest Bank Official Website: www.Natwest.com NatWest Bank

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With its minimum of £15,000 credit limit you can guess that the NatWest Black Credit Card is a shade different to most other credit cards. However, although you don't need to be super-rich to apply for this exclusive credit card, the NatWest Black Card is typically available only to UK residents aged 25 years or more and who manage to scrape by on an annual income of £75,000 or more. However, fear not if your income (like most) happens to be below this, as your application may still be accepted so long as NatWest are happy you can repay the minimum £15,000 credit limit. Online credit card application

First of all, if you've already noticed what appears, at first glance, to be a monstrously high APR, then this is somewhat misleading. You'll need to view the details on the NatWest Bank website for a detailed explanation of why it appears this way, but the actual annual interest rate hovers somewhere around that of other cards. However, between the annual card fee and the Consumer Credit Act regulations - which require companies to use a £1,500 'notional' credit limit when quoting APR rates - lies the reason that the APR appears so high.

Nonetheless, we digress from discussing the features of this luxurious looking credit card ...

However, as you might expect, given the "exclusivity factor," the criteria for the NatWest Black Credit Card are somewhat higher than for a regular credit card; also, along with the card, comes an annual card fee (currently around £250); nonetheless, when you consider that cardholders enjoy a wide selection of benefits - worth well over £1,000 per year - the annual fee suddenly seems like quite a good deal, and in fact it is.

Check your credit score With a minimum of £15,000 credit, detailed monthly statements, and an annual summary statement listing your entire year's spending by category, the NatWest Black Card already offers a lot more than many credit cards might do. But, of course, there is much more; here are just some of the other benefits that you can take advantage of as a NatWest Black Card holder:

Personal Assistance With the personal assistant service, whether you're looking for elusive concert tickets or seats to the top restaurants in New York, consider it done. You can even use the NatWest Personal Assistance service to help plan weddings or other special occasions - as well as being able to recommend and locate all manner of other services.

Comprehensive Travel Insurance Travel insurance cover that is not only for you, but also for your partner and dependent children aged under 25 - covered whether or not they are travelling with you. Up to three additional cardholders will also be covered by NatWest.

Airport Lounge Access As a NatWest Black Card holder, with Priority Pass you can enjoy all the benefits of executive airport lounge access at 500 executive airport lounges around the world.

Exclusive Offers Of course, no exclusive credit card would be complete without exclusive offers, and so you'll also get to enjoy private gallery viewings together with a variety of exclusive hotel deals. Not least, you'll also get to enjoy invitation-only shopping evenings at a number of leading designer stores.

NatWest YourPoints For an up-market card, there is, of course, an up-market points programme, and NatWest YourPoints offers 1.25 YourPoints for every qualifying £1 that you spend. Also, you can use your NatWest YourPoints not only on a single airline; you have a choice of airlines, including easyJet, Virgin Atlantic and American Airlines. YourPoints are also not just for one type of product, but for a choice of almost anything that NatWest partners offer.

As you might expect, there are many other benefits too, including other travel services, free roadside assistance in the UK and Europe, home emergency cover and, of course, card and purchase protection, providing you with peace of mind in the event that your card is stolen or that an expensive purchase turns sour, for example.

The application process for the NatWest Black Credit Card is no more complex than for any other card, and takes just a few minutes to complete, but having your bank details and income details to hand will speed things up somewhat. Many online applications will be approved or declined within just a minute or two, but others take a few days; once your application has been approved, then you should receive your card within a week or two.

Information on all NatWest Bank Products at CreditShop.at

NatWest Black Credit Card
NatWest Classic Credit Card
NatWest Platinum Credit Card
NatWest Private Banking Credit Card
NatWest Student Credit Card

NatWest Bank


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