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E-Platinum Plus Charge Card

E-Platinum Plus Official Website: E-platinumplus.co.uk E-Platinum Plus

Annual FeeCredit Card information Charge CardCredit Card information Guaranteed ApprovalCredit Card information 

E-Platinum Plus is a charge card provided by a company called E-Credit Plus. While it's not a company everyone will have heard of, the E-Platinum Plus card issued by E-Credit Plus does have benefits for some people, particularly for those unable to obtain credit cards elsewhere, for whatever reason. With a lifetime APR of 0% and no credit reference checks, and 100% guaranteed approval, the E-Platinum Plus Charge Card is therefore ideal for some people. Online credit card application

The E-Platinum Plus card could therefore be a tool which those with less-than-perfect credit might wish to use to try and improve their credit record.

Nonetheless, while a useful card for many, the card is possibly not for everyone, and others may prefer cards with reward points and other benefits; however, for those with poor credit or no credit, then the E-Platinum Plus card may prove to be ideal. However, when signing up for this card, you should ensure you read the details, since portions of this particular credit offer may differ from some other lenders.

Naturally, given the fact that the card offers a 0% APR, you might reasonably expect there to be other charges instead - it is, after all, called a charge card (as opposed to a credit card, where interest accumulates on your balance); and, in fact, there are several different charges that you need to be aware of. Firstly, as part of the offer, there is the cost of membership in the E-Credit Plus shopping club program, which costs in the region of £80; there is also a maintenance fee of around £5 per month. Additionally, and much in line with many other types of card, there is also a fee for returned cheques, etc, and also late fees, should your payments be untimely. Additionally, each year, there is also an inactivity fee charged against the card. However, in a nutshell, the inactivity fee is waived by E-Credit Plus in the event that timely account payments have been made during the prior year, including monthly maintenance-fee payments and any account balance payments due. All of these details, plus other information, can be found in the agreement on the E-Credit Plus website, when you apply for the card, and we recommend you read it carefully.

Check your credit score Another useful feature for some holders of this card will be the ability to obtain cash-advances with the card. Cash advances may be requested with the card after timely repayments of merchandise purchases have been made.

The online application is quite simple - a single page, which takes only a minute or two to complete - and approval is guaranteed, with a credit line of up to £5,000.

Information on all E-Platinum Plus Products at CreditShop.at

E-Platinum Plus Charge Card

E-Platinum Plus


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